XRP Whales Move $700M in Massive Transfers: Ripple-Linked Activity Sparks Market Speculation

In a stunning development within the cryptocurrency space, XRP whales have executed a series of high-value transactions totaling $700 million, drawing significant attention from investors and analysts alike. Blockchain tracking service Whale Alert reported a massive transfer of 200 million XRP between unidentified wallets, fueling speculation about potential market movements. This marks the second such transaction in quick succession, with blockchain investigators tracing the funds back to a Ripple-associated wallet active since 2020. The movement of such substantial amounts has ignited discussions about possible strategic shifts, institutional activity, or preparatory moves ahead of major developments in the XRP ecosystem. As of August 2025, these whale movements occur against a backdrop of growing institutional adoption of digital assets, with XRP maintaining its position as one of the top cryptocurrencies by market capitalization. The transactions have prompted renewed interest in XRP's price potential, with some analysts suggesting these could be signs of accumulation by major players anticipating future price appreciation. While the exact motives behind these transfers remain unclear, the scale of the movement underscores the continued significance of XRP in the crypto markets and highlights the importance of monitoring whale activity as a potential indicator of future market trends.

XRP Whales On the Move: $700M Whale Transfers Spark Buzz

Cryptocurrency markets are heating up, and XRP whales are making waves. Whale Alert flagged a colossal transfer of 200 million XRP—worth approximately $700 million—between unidentified wallets. The transaction has ignited speculation across the XRP community.

This marks the second such transfer in rapid succession. Blockchain sleuths at XRPwallets traced the funds to a Ripple-linked wallet active since 2020, now redirected to a fresh subwallet. The identical timing and amount of both transactions suggest coordinated movement rather than profit-taking.

Yesterday saw a similar 200 million XRP shuffle worth $687 million, also between Ripple-controlled addresses. Such large-scale movements typically precede strategic deployments—whether for liquidity provisioning, exchange transfers, or institutional settlements.

Ripple CLO Advocates for Improved Crypto Education and Platforms in the U.S.

Stuart Alderoty, Ripple's Chief Legal Officer and President of the National Cryptocurrency Association (NCA), highlighted the challenges faced by Americans in navigating the cryptocurrency landscape. A recent NCA report reveals that 55% of non-crypto holders find research overwhelming, underscoring a critical education gap.

The NCA, backed by a $50 million Ripple grant, aims to simplify crypto education with clear, jargon-free resources. "Education is key to responsible adoption," Alderoty emphasized, noting that 20% of Americans already use digital assets. The initiative seeks to bridge the divide for newcomers.

XRP Trader Reveals 14x Gains, Predicts $5 as Next Stop

XRP's bullish momentum continues as the cryptocurrency flirts with the $3.50 mark, briefly touching $3.65 earlier this week. While short-term traders eye profit-taking opportunities, long-term holders like influencer Moon Lambo remain steadfast. The trader recently disclosed a 1,300% return on his XRP position, acquired at an average entry price of $0.25 during the 2017 rally.

"HODL LIFE, SON," Moon Lambo tweeted, emphasizing his zero-sell policy since November 2017. A $10,000 investment at his entry point WOULD now be valued at approximately $140,000. The YouTuber's strategy reflects growing sentiment among XRP loyalists, with many publicly regretting premature exits during previous market cycles.

Market observers note increasing divergence in trader behavior as XRP approaches key psychological levels. While some portfolios show life-changing gains, Moon Lambo maintains predetermined exit targets, dismissing emotional reactions to price surges as "foolish." The asset's 14x appreciation since 2017 now fuels speculation about a potential $5 valuation.

XRP Lawyer John Deaton Slams ABA Over Ripple, Circle Bank License Block

Prominent XRP advocate and cryptocurrency attorney John Deaton has launched a scathing critique against the American Bankers Association (ABA), accusing the organization of obstructing innovation in digital finance. The ABA is reportedly pressuring regulators to deny federal trust bank licenses to blockchain pioneers Ripple and Circle.

Deaton's fiery social media post framed the ABA's opposition as a regressive attempt to preserve an antiquated financial system. "The century is over," echoed industry commentator Vincent Van Code, characterizing the banking group's stance as anti-competitive protectionism. This clash highlights the growing tension between legacy financial institutions and blockchain-native companies reshaping global payments infrastructure.

At stake is the potential for blockchain firms to operate with full banking privileges, which could accelerate institutional adoption of digital assets. Ripple's cross-border payment network and Circle's USD stablecoin ecosystem represent fundamental challenges to traditional correspondent banking models.

XRP Price Targets $5 as Rare Chart Patterns Signal Bullish Momentum

Ripple's XRP has retreated slightly to $3.4 after hitting a year-to-date high of $3.65, but technical indicators suggest the pause may be temporary. Four distinct bullish patterns—golden cross, cup-and-handle, bullish flag, and pennant—point to potential upside targets between $5.20 and $5.36 this cycle.

The golden cross formation on July 11, where the 50-day WMA surpassed the 200-day WMA, historically preceded a 500% surge in November 2023. Current chart structures mirror this setup, with the cup-and-handle pattern projecting a 53% advance from its $3.39 neckline.

Market technicians note the developing bullish flag pattern could extend gains by another 47%, matching the length of its flagpole. While profit-taking has slowed momentum this week, the convergence of multiple rare formations suggests institutional accumulation may be underway.

XRP Retreats After Technical Breakout but Long-Term Target Remains $6

XRP experienced a volatile 24-hour session, swinging between $3.46 and $3.57 before settling at $3.46. The asset initially surged to $3.57 on heavy volume but faced profit-taking pressure, breaking key support at $3.50. Institutional interest surged amid regulatory progress and ETF approvals, sustaining long-term bullish targets of $6–$15.

ProShares' launch of the first XRP futures ETF and advancing U.S. crypto legislation fueled momentum. The GENIUS and CLARITY Acts provided regulatory clarity, driving capital into large-cap assets. A six-year symmetrical triangle breakout last week reinforced technical optimism.

Price action peaked at 17:00 GMT with a rapid $0.04 jump on 50% above-average volume. Resistance at $3.57 proved formidable, triggering a gradual retreat. The final hour saw accelerated selling, with volume spiking to 2.5 million as support levels crumbled.